Fix & flip loans
Short-term capital for acquiring and renovating a property for resale, often combining purchase funds with a construction or rehab component.
Loan programs
Private and alternative financing for 1–4 unit investment property. Not sure which fits? Request a quote and we’ll tell you.
Bridge loans
Interim capital that carries a property between two points: an acquisition and a stabilization, a sale, or a longer-term refinance.
Rental & DSCR loans
Financing for leased or soon-to-be-leased 1–4 unit properties, including BRRRR refinances and longer-term investor loans sized to the property’s income.
Purchase loans
Financing to buy 1–4 unit residential property you will rent, renovate, or resell. Sized on the property and your plan for it, not only your personal income.
Refinance & cash-out
Rate-and-term or cash-out refinancing for investment properties, used to replace existing debt, retire a short-term loan, or access equity.
Renovation loans
Capital for improving an investment property, from cosmetic updates to substantial rehabilitation, generally funded through a documented budget and draw process.
Terms vary by property, borrower, and lender.
$500,000 to $5,000,000
From a $500,000 hard money loan on a single-family renovation to a $2 million to $5 million loan on a higher-value property.
Current financing rangeLog scale
$500K$1M$2M$5M
Current parameters
- Loan size
- $500,000 – $5,000,000
- Property type
- 1–4 unit residential investment properties
- Occupancy
- Non-owner occupied
- Purpose
- Acquisition, refinance, renovation, bridge, and investment strategies
- Markets
- New York, New Jersey, and select markets
Certain transactions outside these parameters may be considered depending on the property, borrower, and available capital source.
New York and New Jersey
We arrange private and hard money loans for 1–4 unit investment property across New York and New Jersey, and in select other markets when the deal and the lender allow it.
Private loans usually cost more than bank loans and run for shorter terms. They make sense when you need to close quickly, when the property needs work a bank won’t finance, or when you need a lender that looks at the deal more than your tax returns.
Have a deal in mind?
Tell us the property, the price, and what you need. An advisor will call you back to talk it through.